Corp 76 final bundle: the kit your Mexican fintech corporation hands a new hire the moment they sign the AML policy on day one
A Mexican fintech corporation — a Sofipo authorized by the CNBV, an IFPE regulated under the Fintech Law, a virtual asset exchange with operating authorization, a neobank working through the regulatory sandbox, a payments platform running on multiple licenses — hires a steady stream of engineers, compliance officers, risk analysts and desk operators who all sign the Anti-Money-Laundering and Counter-Terrorism-Financing policy within their first week. The corp 76 final bundle includes a hardware wallet with the seed phrase stamped on a titanium plate, an AML/CFT manual aligned to the CNBV General Dispositions, a condensed guide to the Fintech Law and the Banxico Payment Services Law, an anti-fraud polo with the employee number stitched on the sleeve, an insulated tumbler engraved with a QR linking to the compliance intranet, and a stitched notebook for the unusual-activity log. We issue the CFDI 4.0 invoice under clave G03 as a compliance investment, fully deductible under article 27 of the LISR.
Why fintech onboarding without a physical kit collapses on the first UIF visit
The Ley para Regular las Instituciones de Tecnología Financiera (Fintech Law) published in the Diario Oficial on 9 March 2018 lays out, in articles 17, 30 and 58, what an ITF, IFPE or virtual-asset operator must do. The Unidad de Inteligencia Financiera (UIF), the CNBV, Banco de México and the Secretaría de Hacienda supervise through ordinary and extraordinary visits to verify that every employee has documented training, secure credential custody and a signed ledger for reviewing unusual activity. The fintech that ships nothing tangible to the new hire pays the penalty and carries the findings into the next exercise.
The Mexican fintech spends on average MXN 6,200 to 14,800 per onboarding on e-learning courses the operator abandons in the first hour, digital credentials nobody activates, and PDF manuals that vanish in the inbox. The corp 76 final bundle turns that into a standardized kit the new hire carries every day: the hardware wallet holds the first key, the AML/CFT manual signs off on the first unusual activity, the Fintech Law guide answers the first virtual-asset question, the anti-fraud polo stops the operator from filming the screen in public, the tumbler confirms the first compliance walkthrough, the notebook records the first risk-review session.
For fintech corporations holding multiple authorizations (IFPE plus virtual assets, or Sofipo plus comisionista) the kit ships with the consolidated compliance matrix and a QR linking to the in-house compliance platform. The compliance officer pulls a dashboard with completion by area, kit-delivery rate on day one, and pass rate in internal audits. The invoice is broken out from HR and reported as a regulatory investment.
For fintech corporations with several legal entities and cross-border operations the kit ships in a single order with batches segregated by RFC and per-entity invoicing. We ship with DHL or Estafeta — 24 to 72 hours anywhere in Mexico, with tracking and delivery confirmation. Deliveries into free-zone addresses (uncommon for fintech, but possible for platforms with fiscal domicile in Quintana Roo) include the free-zone SAT complement with the authorization number on file.
Components of the corp 76 final bundle
The full kit weighs 1.4 kilograms and ships in a padded backpack with a laptop sleeve and combination lock. Each item carries an internal serial number and manufacturer batch for traceability — to the compliance officer and to the UIF if an extraordinary visit lands.
Hardware wallet with titanium seed plate
Hardware wallet with FIPS 140-2 level 3 certification, EAL6+ secure element, USB-C and Bluetooth 5.2, 1.9-inch colour touchscreen, support for over 5,500 assets across Bitcoin, Ethereum, Solana, USDC, USDT and ERC-20 / BEP-20 / SPL tokens, compatible with MetaMask, Trust Wallet and Rabby. The 24-word Spanish seed is stamped onto a titanium plate with a matching leather case and magnetic closure. Tamper-evident hologram and QR for manufacturer authenticity verification. Five-year warranty.
AML/CFT manual aligned to the CNBV dispositions
120-page printed manual in 14×21 cm sewn-bound format. Aligned to the General Dispositions applicable to a fintech corporation: AML/CFT procedures manual, risk matrix by business line, indicators of unusual activity, reports to the UIF (relevant and unusual operation reports), 10-year evidence retention, on-boarding and off-boarding of employees in the compliance roster, sanctions regime and CNBV visit protocol. Recycled cardstock bookmark and QR to the digital version synced monthly. 220 g.
Condensed Fintech Law and Banxico guide
64-page guide in 14×21 cm sewn-bound format. Covers the Ley para Regular las Instituciones de Tecnología Financiera (ITF, IFPE, virtual-asset models), the Ley del Banco de México for Payment Services (SPID, CoDi, SPEI, TPV), the Banxico dispositions, administrative and criminal sanctions, the powers of the CNBV and Banxico, the differences between regulated and unregulated virtual assets and the transitional regime for exchanges with standing authorization. Pocket-size summary card laminated and QR to the official regulatory compendium.
Anti-fraud polo with sleeve employee number
Long-sleeve polo in 220 g combed cotton piqué, ribbed collar and cuffs, three engraved buttons, employee number embroidered on the left sleeve in high-visibility black comedy thread, silver-based antimicrobial finish, dark graphite colour to kill reflections on screens and security cameras, unisex cut from CH to XXG, washable at 60 °C without warping, OEKO-TEX Standard 100 certified for freedom from harmful substances. Each shirt ships in an individual bag with size label and QR to the in-house usage manual.
How we invoice the fintech kit under the CFF and the CNBV dispositions
The corp 76 final bundle runs on two billing models. The first is single-order per onboarding with CFDI 4.0 issued at month-end and per-line description, deductible as a regulatory-compliance expense. The second is an annual contract at a fixed unit price with delivery-driven invoicing each quarter, with the pagos complement at 30 days when the corporate runs credit lines.
The CFDI Uso depends on the client tax regime and the receiving area. For Régimen General with Compliance or AML area, we bill under clave G03 (general expenses) as a regulatory investment. For RESICO we bill under the same clave because the kit is treated as a regulatory human-capital investment. We validate with the compliance area before the first delivery to lock down the expense account and the right clave.
The 16% IVA breaks out per line in the CFDI 4.0. Deliveries into free-zone addresses (Quintana Roo or Baja California Sur with free-zone regime) calculate IVA at 0% and include the free-zone SAT complement with authorization number. Cross-border deliveries run at 0% IVA with the Comercio Exterior complement and the pedimento.
Cancellation or correction of the CFDI is processed within 24 hours of the request. For model or spec changes after delivery we handle replacement at additional charge with a fresh CFDI for the extra piece. Kits that go undelivered because the hire drops out before day one are invoiced only when the compliance officer signed the order at least five business days in advance.
Sizing, colours and stock curve
The hardware wallet is universal with a titanium seed plate. The manuals are universal 14×21 cm. The anti-fraud polo runs in sizes CH through XXG. For technical roles (desk operators, infosec) we offer a long-sleeve technical polo with elbow reinforcements and reflective tape at a surcharge.
The polo and backpack colours are locked in on the first order and held stable to build brand identity. The most common Mexican-fintech combinations: graphite polo plus black backpack with red trim for compliance and AML roles; navy polo plus black backpack with blue trim for engineering and development; Oxford grey polo plus black backpack with grey trim for commercial and customer-success roles.
For fintechs onboarding more than 30 hires per year we hold rotating stock in our warehouses with monthly replenishment. The corporate pays only when the onboarding date is confirmed — no minimum volume. Premium logistics run on DHL Worldwide Express with 24 to 72 hour delivery to any Mexican city. For corporations with several legal entities we segregate batches by RFC and invoice per entity.
Pricing, MOQ and timelines
Pricing in MXN before 16% IVA. The corp 76 final bundle starts at MXN 6,890 per kit from an MOQ of 5. At 10 kits or more the unit drops to MXN 5,990. On annual contracts of more than 50 onboardings the unit drops to MXN 5,090 with safety stock reserved in our CDMX and Guadalajara warehouses. The CFDI 4.0 invoice is issued at month-end with full deductibility as a regulatory-compliance investment.
Production time is 12 to 15 business days for kits with personalization. Runs of more than 10 kits need 18 to 22 business days with scheduling six weeks ahead of the hire date. Delivery goes to the corporate's CDMX, Guadalajara or Monterrey office with Compliance sign-off, or straight to the new hire with tracked shipping.
For fintechs in free zones (Quintana Roo or Baja California Sur) the kit is assembled locally with 24 to 48 hour delivery and a 0% IVA carta porte. For corporations with several legal entities and centralized compliance, we run a consolidated kit with per-entity breakdown in a single invoice, lines split by RFC.
FAQ — corp 76 final bundle
Does the hardware wallet ship with the seed stamped on a titanium plate?
Yes. The wallet ships with a 7×10 cm titanium plate, 60 grams, holding the 24-word Spanish seed laser-engraved in a magnetic-closure pouch. The seed is generated during the handover ceremony with the compliance officer present. FIPS 140-2 level 3 certification, EAL6+ secure element, USB-C and Bluetooth 5.2, 1.9-inch colour touchscreen, support for more than 5,500 assets. Five-year warranty.
Is the AML/CFT manual aligned to the CNBV dispositions?
Yes. The manual maps to the General Dispositions applicable to a fintech corporation: AML/CFT procedures manual, risk matrix by business line, indicators of unusual activity, UIF reports, 10-year retention, the employee compliance roster, sanctions regime and CNBV visit protocol. The digital version syncs monthly to regulatory changes.
Does the guide cover the Fintech Law and the Banxico Law?
Yes. The guide covers the Ley para Regular las Instituciones de Tecnología Financiera (ITF, IFPE, virtual assets), the Ley del Banco de México for Payment Services (SPID, CoDi, SPEI, TPV), the CNBV and Banxico dispositions, the administrative and criminal sanctions regime, regulatory powers and the transitional regime for exchanges with standing authorization. Laminated pocket card and QR to the regulatory compendium.
Can you embroider the employee number on the anti-fraud polo?
Yes. The long-sleeve polo carries the employee number stitched on the left sleeve in high-visibility black comedy thread. 220 g combed cotton piqué, ribbed collar and cuffs, silver-based antimicrobial finish, dark graphite to kill reflections, sizes CH through XXG, OEKO-TEX Standard 100. Washable at 60 °C.
Does the backpack include a padded laptop sleeve?
Yes. The padded backpack has a main padded sleeve for laptops up to 16", front organizer pocket for the wallet, manuals, guide and tumbler, side bottle pocket and a combination lock. Empty weight 800 g, made from recycled polyester with IPX4 water-resistant finish.
Do you issue the invoice with the pagos complement?
Yes. For fintechs running credit lines we issue CFDI 4.0 with the pagos complement at 30 days. The invoice closes at month-end and the complement is issued when the corporate pays within the agreed window. Cancellation or correction is processed within 24 hours of the request with motive CFDI 01 or 02 as applicable.