The Corp 215 final bundle equips the team of a Mexican Series B fintech startup —founders, engineers, PLD compliance officers, security officers, customer support— for operation under the Ley Fintech, LFPIORPI, and CNBV regulation. The kit ships with a tech uniform carrying the startup's branding, a PLD technical manual, a biometric KYC onboarding kit, a staff backpack with a FIDO2 hardware token, and a corporate credential with a SAT-sealed QR code. Corporate invoicing runs under CFDI USO G03 and deducts under article 27 LISR.
The Ley para Regular las Instituciones de Tecnología Financiera (Ley Fintech) took effect in 2018 and brought two regulatory figures: the Instituciones de Fondos de Pago Electrónico (IFPE) and the Instituciones de Financiamiento Colectivo (IFC). IFPE entities operate under CNBV authorization and are supervised by Banco de México on anti-money laundering. IFC entities also require CNBV authorization. Operating without authorization triggers fines from 1,000,000 to 20,000,000 MXN and immediate closure.
LFPIORPI obliges fintechs performing vulnerable activities (card issuance, wallet management, transfers, crowdfunding, virtual asset operations) to register with SAT, identify their customers (KYC), report relevant operations to the UIF, and keep documentation for ten years. Non-compliance triggers a fine equivalent to 25% of the unreported operation amount and shutdown.
The Series B fintech startup in CDMX runs 30 to 80 staff, with a USD 50M to 200M valuation, 100K to 1M active users, and monthly transaction volume above MXN 500M. The Series B round is typically led by US, Mexican, and Brazilian venture funds with anti-dilution clauses and board participation. A startup with cross-border operations in Brazil or Colombia operates under SAT rules for digital tax receipts issued to foreign residents.
The Corp 215 final bundle ships tech uniforms, technical manuals, compliance tools, and corporate credentials so the fintech startup operates under the CNBV/LFPIORPI framework without an extra learning curve. The tech uniform mirrors the startup's branding and modern office vibe. The technical manual covers basic and advanced PLD, KYC, UIF reporting, and documentation retention. The staff backpack includes a FIDO2 hardware token for two-factor authentication before the banking system.
The bundle ships to the startup team two weeks before the Series B closing, before a CNBV audit, or before IFPE/IFC authorization.
Casual tech uniform with an organic cotton hoodie with embroidered startup logo, a dry-fit tee with silkscreened logo and tagline, jogger cotton pants with elastic cuff, technical socks, and a light corporate jacket with YKK zipper for temperate climates. Corporate colors (turquoise blue, mint green, coral orange) per the brand book. Sizes CH through 3XL in female and unisex cuts. Each uniform ships in a reusable cloth bag with the team member's name tag.
A 260-page full-color printed manual covering the CNBV framework for IFPE and IFC, PLD obligations under LFPIORPI and its Regulation, identification of vulnerable activities, KYC with three diligence levels, UIF reporting (relevant, unusual, and concerning operations), 24-month documentation retention, virtual asset handling under the Ley Fintech, and practical compliance cases. 2026 edition with UIF guides updated to the first quarter.
KYC onboarding manual with facial biometric verification (facial recognition with liveness test), identity verification against SAT, INE/IFE and biometric CURP databases, address verification with postal code and geo-reference, automated risk scoring with rules engine, PLD officer compliance manual, enhanced KYC checklist for PEPs (Politically Exposed Persons), and practical cases of suspicious operations. Ships on a FIPS 140-2 level 3 encrypted USB with a test token.
Canvas technical backpack with padded 16-inch laptop compartment, hidden pocket with FIDO2 hardware token (YubiKey 5 NFC) for two-factor authentication before the banking system, notepad, calculator, flashlight, 20,000 mAh power bank, antibacterial gel, reusable bottle, SAT-sealed corporate credential with QR code, and DC-3 constancia for the team's PLD/LFPIORPI training. The pack complies with LFPDPPP by not carrying personal data.
The Corp 215 final bundle invoices under CFDI USO G03 (general expenses) with line-level breakdown. The deduction runs under article 27 LISR as a strictly indispensable expense in fintech operations. For startups under RESICO, the deduction runs under the same article as long as the spend ties to the financial activity business purpose.
The tech uniform invoices under E48 (work equipment) or H89 (merchandise not elsewhere classified) depending on the piece. The technical manual invoices under H87 (training) or P01 (to define). The KYC kit invoices under E46 (product not elsewhere classified) as technical material. The backpack and FIDO2 token invoice under E48 (work equipment) or H89 (merchandise not elsewhere classified). The DC-3 constancia appends to the training file. The factura carries line-level unit value, 16% IVA, and total.
For startups with cross-border operations in Brazil or Colombia, the factura to the overseas corporate invoices at 0% IVA under article 29 LIVA and includes the foreign trade complement. For material deliveries inside the country, the shipment uses Carta Porte 3.0 when goods cross state borders.
A startup running an annual uniform and training program issues one factura per campaign. The factura itemizes by role (founder, engineer, PLD officer, security officer, customer support), date, number of staff trained, and individual amount. Deductibility runs under the same article 27 LISR regardless of frequency. The supporting documentation includes the staff list signed by HR, the DC-3 training constancia, and the PLD compliance report for the period.
CNBV supervises that IFPE and IFC entities comply with the Ley Fintech, the applicable Disposiciones de Carácter General, and capital and reserve limits. The startup must file monthly operation reports, audited annual financial statements, and notify any change of control or manager. Non-compliance triggers fines from 1,000,000 to 20,000,000 MXN and authorization revocation.
UIF supervises that fintechs comply with LFPIORPI on PLD. The startup must register on the SAT anti-money laundering portal, identify customers and users with enhanced KYC, report relevant operations above thresholds (USD 500 or MXN equivalent for individual operations), retain documentation for ten years, and restrict operations with low or zero-tax jurisdictions. Non-compliance triggers a fine equivalent to 25% of the unreported operation amount and possible PLD registration cancellation.
PROFECO enforces consumer protection under the Ley Federal de Protección al Consumidor and NOM-028-SCFI-2007 on commercial practices. The startup must display total prices including fees, must not condition account opening on the purchase of another financial product, and must respect the user's right of formal complaint. Violations carry fines from 300,000 to 3,000,000 MXN plus adverse media coverage.
The fintech startup team is the first line of defense against CNBV and UIF observations. The Corp 215 final training covers basic and advanced PLD, three-level KYC, UIF reporting, suspicious operation handling, and general LFPIORPI compliance. A startup that invests in training cuts UIF observations by 50 to 70% and improves PLD report quality.
Pricing in MXN before 16% IVA. The base Corp 215 final bundle starts at 2,200 MXN per unit from MOQ 20 kits. The standard bundle with premium uniform and full KYC kit starts at 4,000 MXN per unit from MOQ 12 kits. The premium bundle with high-end tech uniform and top-tier FIDO2 token starts at 6,800 MXN per unit from MOQ 6 kits. Startups with more than 80 staff qualify for a preferred pricing tier with 22% off the base price.
Lead times run 14 to 18 business days for basic kits and 22 to 30 business days for premium kits with personalized uniform and serial-attached FIDO2 token. Delivery coordinates with the CTO or COO two weeks before the Series B closing or before a CNBV audit. For deliveries in CDMX, Guadalajara, and Monterrey, delivery runs 2 to 4 business days. For deliveries across the rest of the country, delivery uses specialty courier with 4 to 8 business days in transit.
For startups with corporate in the United States or Brazil, we ship a bilingual edition with SOC 2 compliance for staff who access cross-border systems. Delivery to the overseas corporate uses DHL Express Worldwide international courier with 0% IVA and the foreign trade complement. Transit time runs 3 to 5 business days across North America and 5 to 8 business days to South America.
Yes. The tech uniform uses the brand book's corporate colors (turquoise blue, mint green, coral orange) and is embroidered with the startup logo and tagline in polyester thread. For premium-image startups, we ship an edition with organic cotton hoodie, dry-fit tee, jogger pants, and light jacket with YKK zipper. For sporty-image startups, we ship an edition with dry-fit tee and training shorts. Each uniform ships in a reusable cloth bag with the team member's name tag.
Yes. The DC-3 constancia documents the training for STPS and acts as supporting evidence in CNBV audits and UIF reviews. For startups with an annual training program, the DC-3 also deducts under article 27 LISR as training expense and under article 40 LISR as a pre-operating expense of the fintech. The training carries a one-year validity and is renewed annually. The bilingual edition meets the requirement for staff with cross-border operations.
Yes. PLD training runs in person (12 hours in a startup office) or virtually synchronous (12 hours via Zoom or Teams with hands-on KYC drills). The virtual edition includes the same materials and the same DC-3 constancia. The advantage of virtual is that the engineering team does not leave their desks. The downside is that hands-on KYC biometric drills collapse into simulations.
For startups with cross-border operations in Brazil or Colombia, PLD training invoices with CFDI 4.0 using the services operation key when the trainer travels to deliver it. Material shipments to different countries use international courier and Carta Porte 3.0 when applicable. The material factura attaches to the startup's fiscal file. Deductibility runs under article 27 LISR as PLD training expense.
Yes. For fintechs with virtual asset operations (buy/sell of bitcoin, ether, stablecoins), we ship a kit with virtual asset technical manual under the Ley Fintech, enhanced KYC kit for virtual assets, FIDO2 token with serial dedicated to exchange operations, and a DC-3 constancia specific to the sector. Invoicing uses the same CFDI 4.0 and the deduction runs under the same article 27 LISR. Training adds 16 hours and covers PLD requirements for virtual assets.
Yes. The Corp 215 final bundle ships printable POP material (welcome posters, security signage, banners, office and server room stickers) per LFPDPPP. For startups with their own design, we provide editable templates in AI, PDF, and PNG. For startups without an in-house design team, our design crew adapts the corporate brand book to the regulatory framework with a differentiated quote.